There some situations in Ohio in which you could possibly still get compensation for your injuries if the party at fault could not pay. These fall generally into two categories.
The first has to do with a rule called joint and several liability. This could force someone else to pay for the delinquent party’s damages. The second one would probably take longer, involving official sanctions against the person who owes you money.
Of course, most drivers in Ohio carry personal insurance that would cover your injuries and damage to your vehicle. Sometimes this is not enough, and the other driver is left having to pay a large amount of money personally.
Ohio code also allows for joint and several liability. One example of when this may come into effect is when a party to a collision was on the job at the time of the incident. If the court found an employer liable for more than 50 percent of the incident, then that employer may have to pay the bill in entirety if the driver could not pay. It would then be up to the company to recover the money it lost due to its negligence.
You could only pursue this course of action if you had brought suit against all of the parties involved. That is why it may be useful to fully examine the situation surrounding your collision before you accept any deals or file any charges.
If only one party were responsible for your injuries, it may take longer to get the financial support you need to put your life back together. The court may give the delinquent party incentives to pay you, such as suspension of a driver’s license.
Most auto accidents are more complicated than they seem at first. This is why you should not take this as legal advice. It is only meant as general information.